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Uber or Lyft Car Accidents

As ride sharing companies like Uber or Lyft have become more popular, so has the chance of serious injuries or deaths caused by car accidents as a driver or as a passenger. 

There are several scenarios of injuries or deaths caused in an Uber or Lyft accidents:

INJURED AS A PASSENGER IN AN UBER OR LYFT

1)   If you've been injured as a passenger in an Uber or Lyft, and the Uber/Lyft driver was "on the clock" meaning they had their app on, and it was the Uber/Lyft driver's fault, then you are covered by the Uber or Lyft's third party liability insurance. This coverage pays up to $1 million for personal injuries and $100,000 in property damage per accident.   

2)  If you've been injured as a passenger in an Uber or Lyft, and the Uber/Lyft driver was "on the clock", and it was the other driver's fault, then your injuries are covered by the other driver's insurance.  However, if they do not have insurance or is not enough to cover your injuries, then Uber or Lyft's underinsured/uninsured insurance coverage will cover your injuries up to $1 million.

3)  If you've been injured as a passenger in an Uber or Lyft, and the Uber/Lyft driver did not have their app on, then the driver's personal car insurance will be the only coverage for your injuries. 

INJURED AS A DRIVER IN AN UBER OR LYFT

4)  If you were actively on the clock as a driver of Uber or Lyft and injured in an accident that was not your fault, then your injuries are covered by the other driver's insurance, and if they do not have insurance or is not enough to cover your injuries, then Uber or Lyft's underinsured/uninsured insurance coverage will cover your injuries up to $1 million.

O.C.G.A. § 33-1-24

As you see, there are different coverage options that may cover your injuries as a passenger or driver of Uber or Lyft. 

If you're injured while riding or driving an Uber or Lyft, be sure to gather all information of all parties involved, any witness information, and be sure to contact the attorneys at Hong & Sessions Law, LLC to move your claim forward. 

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